State guides: accident claim deadlines and fault rules
Last updated: November 10, 2026
Each state sets its own deadline to bring an accident claim, its own rule for shared fault, and its own notice rules for claims against a government. Pick your state to see its rules, each with the law it comes from.
- Florida accident claims: deadlines, fault rules2 years for most accident claims arising on or after March 24, 2023; a no-fault state.
- Texas accident claims: deadlines and fault rules2 years for accident and property claims; an at-fault state; 6 months' notice to a government.
- California accident claims: deadlines and fault2 years for accident claims, 3 for property damage; pure comparative fault.
- Georgia accident claims: deadlines, fault rules2 years for accident claims, 4 for property damage; ante litem notice to a government.
- New York accident claims: deadlines and fault3 years for accident and property claims; a no-fault state; 90 days' notice to a city.
Frequently asked questions
Why does the state matter?
The state where the accident happened usually sets the deadline, the fault rule and the insurance rules that apply to your claim.
What if my state is not listed?
We are adding more states. Until then, a free case check is a quick way to learn about the rules where you live.
Are these rules legal advice?
No. They are general information from the laws cited, which can change and have exceptions. A licensed lawyer in your state can tell you how they apply to you.
CaseHelp is not a law firm and does not give legal advice. This page is general information, not legal advice, and laws change. For advice about your own situation, talk to a licensed lawyer in your state.