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Accident claims: what to do and how a claim works

Last updated: November 10, 2026

Pick the kind of accident you were in. Each guide lists the steps to take first, the insurance that usually pays, how long you have to bring a claim, and how a free case check works.

Frequently asked questions

What is an accident claim?

It is a request for payment from the person or company responsible for an accident, usually through their insurance. If the insurer will not pay fairly, a lawyer can file a lawsuit.

Does it cost anything to check my claim?

No. The CaseHelp case check, the call and the introduction to a partner law firm are free, and there is no obligation.

How soon should I act?

Soon. Every state limits how long you have to bring a claim, and claims against a government can have much shorter notice deadlines. See the state guides.

CaseHelp is not a law firm and does not give legal advice. This page is general information, not legal advice, and laws change. For advice about your own situation, talk to a licensed lawyer in your state.